Stop Overpaying to Accept Credit Cards in Los Angeles
Get transparent, wholesale rates with guaranteed next-day funding.
We’ll contact you within one business day.
Backed by 25+ years of onboarding experience, trusted by LA businesses across industries
"Additional savings"
"With First Financial Merchant Group, we saved an incredible amount of money in credit card processing fees. They even reach out proactively to find additional savings and make accepting cards simple" - Adam
"Best way I've found to accept credit cards"
"Since switching our merchant account over from Bank of America, we have saved an incredible amount of money in credit card processing fees. They also take the initiative to contact us periodically to find ways to save us even more money. They are a truly remarkable team when it comes to merchant account services and make accepting credit cards very simple. They seem truly interested in creating long term business relationship with honesty, generosity, sincerity and integrity. I will recommend their merchant services to anyone who accepts credit cards.." - JFinch
"Highly recommend this"
"Our previous processor charged 2.9 % + 30¢ on every transaction. 1stF MG cut our effective rate by over 30 %, and we had funds in our account the next morning.” - KHaynes
The Key Benefits of Working With Us
Transparent Pricing
Next-Day Funding
Custom Solutions
No hidden fees or confusing contracts.
We offer true interchange-plus pricing, so you see exactly what Visa, Mastercard, and the networks charge—plus our low, fixed markup.
Improve cash flow with
guaranteed next-day deposits straight into your business account. No extra batching fees, no waiting days to access your money.
From retail to restaurants to
e-commerce, we tailor your merchant account with the right tools, free EMV terminals, and integrations with platforms like Shopify, Clover, and QuickBooks.
Get More Than Just Savings
Switch today and take advantage of these limited-time bonuses.
FREE Upgrade to the latest EMV-ready terminal.
Get a $100 gift card after your first statement
Enjoy your first month of processing fees on us.
From Statement to Savings in 3 Simple Steps
Step 1: Upload Your Statement
Securely share and upload your current processing statement. No sensitive data is exposed—just the details we need to review your fees.
Step 2: Our Analysis
Our team reviews your current charges line by line, compares them against wholesale interchange rates, and uncovers hidden markups.
Step 3: See Your Savings
Get a clear savings report showing exactly how much you’ll reduce in fees with transparent, interchange-plus pricing.
Frequently Asked Questions
Do I need to sign a long-term contract?
No. We don’t lock you into long-term commitments. Our agreements are flexible and designed to earn your business month after month, not trap you in fine print.
How are your rates different from my bank’s pricing?
Most banks add hidden markups to standard interchange rates. We use true interchange-plus pricing, which means you see exactly what Visa, Mastercard, and the networks charge—plus our small, fixed markup. It’s simple, transparent, and almost always cheaper than traditional bank rates.
Are you HIPAA compliant?
Yes. We understand how critical security and compliance are, especially for healthcare providers. Our solutions are fully HIPAA-compliant, ensuring patient data and payment information are always secure.
How quickly will I get my funds?
With us, you don’t wait days to access your money. We offer guaranteed next-day funding, so deposits from your transactions hit your account the very next business day.